A Bank of America credit card may be applied for by an individual or entity. With more than 20 different cards to choose from it is important to choose depending on what benefits you the most such as; Cash Rewards, Low-Interest Rates, Points Rewards, Travel and Airline Rewards, Low-Interest Rate, or for Rebuilding Credit.
Types of Cards
- Most Popular
- Cash Rewards
- Points Rewards
- Low Interest Rates
- Low or Re-Building Credit
When applying it is encouraged to read the terms and conditions for the card selected.
How to Apply
After selecting the card you would like to apply for Bank of America will ask for you to verify your personal and work information. Complete the following steps in order to be reviewed;
Step 1 – Click the ‘Apply Now’ button on the page.
Step 2 – Enter personal information including;
- Name (First, Middle, Last)
- Residential Address including City, State, and Zip Code
- Primary and Alternate Phone Numbers
- Email Address
- Social Security Number (SSN)
- Birth Date
- Mother’s Maiden Name
- Country of Citizenship
Step 3 – Enter your employment and financial (income) information;
- Employment Status – Employed, Homemaker, Retired, Self-Employed, Student, or Unemployed
- Total Annual Income including Primary Source and Liquid Assets
- Housing Status – Own, Rent, Other
- Monthly Housing Payment
Once complete agree to the terms and conditions on the bottom of the screen and depending on the accuracy of your answers you will either be given instant approval or have to wait up to forty-eight (48) hours.
To login to a credit card account with bank of america the holder must do the following;
- Login – Go to the Login Screen and type in your username on the right hand side of the page.
- Pay a Bill – If you wish to pay a bill it can be completed from one of the following ways;
- By Mail – Credit Card Payments Bank of America PO BOX 15019 Wimington, DE 19850-5019
- Express Mail – Bank of America – Attn. Payment Processing – 1000 Samoset Dr. Wilmington, DE 19884-2332
- By Phone – 1.800.236.6497
- At a Bank Branch
- Card is Stolen
- Inside the USA – 1.800.732.9194
- Outside the USA – 1.302.738.5719
- Activate Credit Card
- Activate Online
- By Phone – 1.800.276.9939